My Martinez
X

Small Business Resource Center (COVID-19)

Welcome to the City of Martinez Small Business Resource page. During this unprecedented time, the City of Martinez wants to help our local business owners and their employees get through this challenging juncture as a community. For this reason, this page was created to help connect Martinez employers with needed resources during the Contra Costa Shelter-in-Place Order as well as the period that will follow.

To receive email updates about opportunities for Martinez businesses, send an email to economicdevelopment@cityofmartinez.org with the word "subscribe" in the subject field.


Table of Contents


U.S. Small Business Administration (SBA) COVID-19 Funding Opportunities

These SBA programs are part of the Coronavirus Aid, Relief and Economic Security Act (CARES Act).

Need help with you PPP or EIDL application?  Check out this recurring SBA webinar:  Every Tuesday at 3pm and Thursday at 11am:  Click here to register.

Economic Injury Disaster Loan (EIDL) and $10,000 EIDL Emergency Advance Grant
 

UPDATE:  Business owners who submitted an EIDL application before March 30, or whose application number starts with a "1" or a "2", should resubmit their application if they want to be considered for the grant of up to $10,000 and the loan. The SBA is currently accepting new EIDL applications from agricultural businesses only. Non-agriculture applications that have already been submitted and have an application number starting with a “3” will continue to be processed.

  • Loan amounts up to $2,000,000/Grants up to $10,000
  • Covers operating expenses, including payroll, rent, mortgage interest, and utilities
  • In addition to the $10,000 grant opportunity, the program also offers loans (3.75% interest rate/2.75% for non-profits) with first payments that can be deferred until at least January 2021
  • No collateral or personal guarantees are required
  • Neither the government nor lenders will charge small businesses any fees
  • If you are interested in the $10,000 grant, make sure to check the box for “I would like to be considered for an advance of up to $10,000” within the application. If your business decides to turn down the loan, you may still be able to keep the grant of up to $10,000
  • If you have questions, call the SBA at (800) 659-2955 and/or contact one of the SBA Loan/Grant Application individuals listed below under Local Business Development Contacts
Paycheck Protection Program (PPP) Loans and Forgivable Loans
 

UPDATE:  The SBA has resumed accepting Paycheck Protection Program applications. If you have already applied, those applications should continue to be processed (this should be verified with the bank). If you have not yet applied, Martinez business owners are encouraged to apply ASAP because this is a first come, first serve process – see Application Links below.

  • Loan amounts up to $10,000,000
  • Up to 100% of the loan can be forgiven (see the link above for details)
  • Businesses that are closed as a result of the Shelter-in-Place order may still be able to use the PPP to reopen and/or provide paid leave to their employees
  • Sole proprietors, independent contractors, and self-employed can qualify
  • Covers operating expenses, including payroll, rent, mortgage interest, and utilities
  • Any unforgivable portion of the loan will be deferred for six months, have a maturity of two years, and an interest rate of 1%
  • No collateral or personal guarantees are required
  • Neither the government nor lenders will charge any fees

 

Application Links*

   
        
   

 

*In addition to applying for PPP funding at the links above, here are some other ways you can apply:


Questions?  Ask these Local Business Development Contacts

U.S. Small Business Administration

 

Contact:

   Noah Brod

   SF Bay Area District Rep.

   (415) 744-6820

   sfomail@sba.gov

>  SBA Loan/Grant Application Assistance

 

Contra Costa Small Business Development Center (SBDC)

 

Contact:

   Blair Abee  

   (619) 964-1411

   blair.abeesbdc@gmail.com

SBA Loan/Grant Application Assistance

>  Business Consulting

>  Operations & Financial Management

>  Government Contracting & Procurement

>  Exporting Assistance

*All services are provided at no-cost

 

East Bay SCORE

 

Contact:

   Neil Rubenstein

   (510) 381-7741

   neil.rubenstein@scorevolunteer.org

>  SBA Loan/Grant Application Assistance

>  Mentoring about how to address the economic impact of the coronavirus

>  Low-cost or no-cost business training

 

Contra Costa County COVID-19 Business Resource Hotline

 

Contact:

   (833) 320-1919

   bouncebackcoco@ehsd.cccounty.us  

>  SBA Loan/Grant Application Assistance

>  Federal, State, Local COVID-19 Business Programs

>  Managing/Avoiding Layoffs

>  Insurance Needs, Payroll Subsidies, Reducing Utility Costs

>  Employee Recruitment, Access to Job Seekers

 


Additional Small Business Funding Opportunities

Great Plates Delivered: Restaurant Meals for Seniors
Martinez Restaurants looking for an economic stimulus may want to participate in the “Great Plates Delivered” program. Restaurants interested in helping seniors to stay home and stay nourished can send an email to feeding.care-shelter@cccoes.us to get on the provider list.

Red Backpack Fund
The Red Backpack Fund is providing grants to female entrepreneurs to help alleviate the immediate needs of business owners impacted by COVID-19. To be eligible, businesses must be at least 51% women-owned, have 2-49 employees, and generate annual revenues not exceeding $5M.
- Grant amount: Up to $5,000
- Application windows: 
  June 1 to June 8 (9am)  / July 6 to July 13 (9am)  / August 3 to August 10 (9am)

Venturize
Helps businesses identify lenders, secure loans, and demystify common business financing products. The organization also assists in the selection of retirement and healthcare insurance plans for businesses owners and their employees.

Connect2Capital
Connects small businesses to funding opportunities.

SBA Debt Relief
The SBA will pay 6 months of principal, interest, and fees that borrowers owe for some 7(a), 504, and Microloans (not including Paycheck Protection Program or Economic Injury Disaster loans).

SBA Express Bridge Loan
Access up to $25,000 quickly for businesses with existing relationships with SBA Express Lenders.


Employer Benefits and Resources

New COVID-19 Employer Tax Credits – Sick and Family Leave Credit and the Employee Retention Credit

Businesses that have been severely impacted by COVID-19 may qualify for one or both of these federal tax credits

Pandemic Unemployment Benefits for Business Owners, Self-Employed, and Independent Contractors

Helps unemployed Californians who are not usually eligible for Unemployment Benefits (such as business owners) to obtain benefits such as:

  • Up to 39 weeks of unemployment benefits
  • Up to an additional $600 to each weekly benefit
Rapid Response – Contra Costa Workforce Development Board

Employer and worker assistance and benefits during layoffs/closures

Work Sharing Program (unemployment benefits for reduced work hours in lieu of layoffs)

Helps employers minimize or eliminate the need for layoffs so they can retain trained employees to avoid the cost of recruiting, hiring, and training new employees when business conditions improve

 Insurance Premium Refunds, Credits, and Reductions

The California Insurance Commissioner has ordered insurers to issue premium refunds to adversely impacted California policyholders for the months of March and April for several types of insurance

Business Interruption Insurance Claims

The California Insurance Commissioner is ordering insurers to accept and investigate all Business Interruption Claims caused by COVID-19.

City of Martinez is Processing Building, Engineering, and Planning Permits

The City is accepting permit applications electronically or by USPS, and providing Zoom appointments as needed so that when the Shelter-in-Place order is lifted, approved permits will be ready to pull and projects can move forward immediately.

California Laws and Rules About Employee Leave, Benefits, and Salary during the COVID-19 Shelter-in-Place

FAQs on laws enforced by the State of California Labor Commissioner’s Office

OnwardCA

OnwardCA is an initiative of companies, foundations, and humans to get California workers displaced by COVID-19 essential life services and back to work as quickly as possible

How to Help
For those business owners interested in helping the Federal Emergency Management Association (FEMA) response to COVID-19 (e.g. donating or selling needed medical supplies or equipment), click on the “How to Help – Private Sector” link to find out how

Webinars to Help Businesses Survive and Rebound from COVID-19

Northern CA 
Small Business Development Center

Small Business

Majority


COVID-19 Deadline Extensions and Penalty Waivers

Federal Income Taxes

Filing deadline has been extended to July 15, 2020, three months after the normal deadline

California Income Taxes

Filing deadlines for Partnerships, LLCs, Corporations, and Exempt Organizations have all been extended to July 15, 2020

Sales Tax, Use Tax, Alcoholic Beverage Tax, and several other Taxes and Fees administered by the California Department of Tax and Fee Administration (CDTFA)

View the CDTFA Due Date Extension Schedule

Payroll Taxes

Payroll tax payments and reports may be extended for up to 60 days without penalty if good cause exists

Property Taxes

Property owners can request a Property Tax penalty waiver if delinquent payments were caused by COVID-19

City of Martinez Business Taxes

Business Taxes are paid annually and will not be due again until January 31, 2021

City of Martinez Water Service

The City is temporarily waiving water bill delinquent penalties and deferring the water shut-off process until June 1st, 2020

PG&E

Service disconnections for non-payments have been suspended and security deposits have been waived until further notice

Comcast

Business customers can reschedule payments by logging in and clicking on “My Account” if they have been impacted by the Shelter-in-Place and need more time to pay their bills


Businesses Open During Shelter-in-Place Order

The City of Martinez has compiled Martinez Open for Business Lists to give Martinez residents opportunities to find nourishment and services while also showing their support for our local businesses. The lists include essential businesses that are open as well as non-essential businesses offering online shopping, online classes, and gift cards.

City of Martinez partners are also working to promote and support Martinez business during the Shelter-in-Place.  Visit their website or Facebook below.

City of Martinez
 

Follow Us!

 
Main Street Martinez
 

Follow Us!

 
Chamber of Commerce

Follow Us!


For questions about information on this webpage, please email our Economic Development department at economicdevelopment@cityofmartinez.org.

Top