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COVID-19 Small Business Resource Center

Welcome to the City of Martinez Small Business Resource page. During this unprecedented time, the City of Martinez wants to help our local business owners and their employees get through this challenging juncture as a community. This page was created to help connect Martinez employers with needed resources during the Contra Costa Shelter-in-Place Orders as well as the period that will follow.

To receive email updates about opportunities for Martinez businesses, sign up for the Economic Development mailing list.

Martinez COVID-19 MicroGrant Program

The City of Martinez launched the COVID-19 MicroGrant Program in February, 2021 to support our local small businesses and help preserve the economic vitality that our storefront businesses provide for the Martinez community.

Round 1 of the MicroGrant Program application period closed on February 22, 2021, and Round 2 closed on April 26. The City Council allocated $300,000 for the program and a total of 61 eligible business with complete applications were approved to each receive a reimbursable grant in varying amounts of up to $5,000

The list of MicroGrant awardees and the guidelines can be viewed on the City’s Small Business Relief MicroGrant Program webpage.

Attention Martinez Business Owners

The U.S. Small Business Administration has launched the Restaurant Revitalization Fund to provide grants up to $5 million to eligible restaurants, microbreweries, bars, caterers, and other qualifying businesses impacted by COVID-19. The program will provide restaurants with funding equal to their pandemic-related revenue loss up to $5 million per physical location (cap of $10 million total for businesses with multiple locations). Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023.

Table of Contents

U.S. Small Business Administration (SBA) COVID-19 Federal Funding Opportunities


Economic Injury Disaster Loan (EIDL) Program
Paycheck Protection Program (PPP) Loans and Forgivable Loans

UPDATE:  The U.S. Small Business Administration has reopened the application process for the Paycheck Protection Program (PPP). 

Eligible businesses who have not yet received a PPP loan can apply for a First Draw PPP loan. Eligible businesses who already received a PPP loan can apply for a Second Draw PPP loan.

PPP funding can cover payroll, rent and mortgage, utilities, and additional expenses in this new PPP phase that were not covered under the original PPP program.

All or a portion of PPP loans can be forgiven (would not need to be paid back) if certain requirements are met.

Helpful Paycheck Protection Program links:
PPP First Draw Information Sheet (for business that did not previously receive a PPP loan)
PPP Second Draw Information Sheet (for business that previously received a PPP loan) Guidance on Accessing Capital for Minority, Underserved, Veteran and Women-Owned Business Concerns

If you have questions about submitting a PPP application or need to follow up on a PPP application already submitted, visit the Local Organizations Offering PPP Assistance website. You call also call the SBA at (800) 659-2955 or email


View the links below to banks currently accepting PPP applications.




Questions?  Ask these Local Business Service Organization Contacts

U.S. Small Business Administration (SF District Office)



   (415) 744-6820

>  SBA Loan/Grant Application Assistance


Contra Costa Small Business Development Center (SBDC)



   Blair Abee  

   (619) 964-1411

SBA Loan/Grant Application Assistance

>  Business Consulting

>  Operations & Financial Management

>  Government Contracting & Procurement

>  Exporting Assistance

*All services are provided at no-cost


East Bay SCORE



   Neil Rubenstein

   (510) 381-7741

>  SBA Loan/Grant Application Assistance

>  Mentoring about how to address the economic impact of the coronavirus

>  Low-cost or no-cost business training


Contra Costa County COVID-19 Business Resource Hotline



   (833) 320-1919  

>  SBA Loan/Grant Application Assistance

>  Federal, State, Local COVID-19 Business Programs

>  Managing/Avoiding Layoffs

>  Insurance Needs, Payroll Subsidies, Reducing Utility Costs

>  Employee Recruitment, Access to Job Seekers


Additional Small Business and Non Profit Funding Opportunities

U.S. Small Business Administration Restaurant Revitalization Fund
Grants up to $5 million to eligible restaurants, microbreweries, bars, caterers, and other qualifying businesses impacted by COVID-19.

Shuttered Venue Operators Grant
Grant opportunities for eligible live venue operators, museum operators, theatrical producers, performing arts organization operators, and more.

"At Your Side" Small Business Grant Program - for businesses located in Downtown
Grants of $5,000 to $10,000 awarded on a competitive basis to brick-and-mortar small businesses in designated Main Street districts. Applications will be accepted between 9am PST January 21 through 4:59pm PST January 28.

Great Plates Delivered: Restaurant Meals for Seniors
Martinez Restaurants looking for an economic stimulus may want to participate in the “Great Plates Delivered” program. Restaurants interested in helping seniors to stay home and stay nourished can send an email to to get on the provider list.

Helps businesses identify lenders, secure loans, and demystify common business financing products. The organization also assists in the selection of retirement and healthcare insurance plans for businesses owners and their employees.

Connects small businesses to funding opportunities.

SBA Debt Relief
The SBA will pay 6 months of principal, interest, and fees that borrowers owe for some 7(a), 504, and Microloans (not including Paycheck Protection Program or Economic Injury Disaster loans).

SBA Express Bridge Loan
Access up to $25,000 quickly for businesses with existing relationships with SBA Express Lenders.

Employer Benefits and Resources

New COVID-19 Employer Tax Credits – Sick and Family Leave Credit and the Employee Retention Credit

Businesses that have been severely impacted by COVID-19 may qualify for one or both of these federal tax credits

Pandemic Unemployment Benefits for Business Owners, Self-Employed, and Independent Contractors

Helps unemployed Californians who are not usually eligible for Unemployment Benefits (such as business owners).

Rapid Response – Contra Costa Workforce Development Board

Employer and worker assistance and benefits during layoffs/closures

Work Sharing Program (unemployment benefits for reduced work hours in lieu of layoffs)

Helps employers minimize or eliminate the need for layoffs so they can retain trained employees to avoid the cost of recruiting, hiring, and training new employees when business conditions improve

 Insurance Premium Refunds, Credits, and Reductions

The California Insurance Commissioner has ordered insurers to issue premium refunds to adversely impacted California policyholders for the months of March and April for several types of insurance

Business Interruption Insurance Claims

The California Insurance Commissioner is ordering insurers to accept and investigate all Business Interruption Claims caused by COVID-19.

City of Martinez is Processing Building, Engineering, and Planning Permits

The City is accepting permit applications electronically or by USPS, and providing Zoom appointments as needed so that when the Shelter-in-Place order is lifted, approved permits will be ready to pull and projects can move forward immediately.

California Laws and Rules About Employee Leave, Benefits, and Salary during the COVID-19 Shelter-in-Place

FAQs on laws enforced by the State of California Labor Commissioner’s Office


OnwardCA is an initiative of companies, foundations, and humans to get California workers displaced by COVID-19 essential life services and back to work as quickly as possible

How to Help
For those business owners interested in helping the Federal Emergency Management Association (FEMA) response to COVID-19 (e.g. donating or selling needed medical supplies or equipment), click on the “How to Help – Private Sector” link to find out how

Webinars to Help Businesses Survive and Rebound from COVID-19

Northern CA 
Small Business Development Center

Contra Costa County
Small Business Development Center


Small Business



COVID-19 Deadline Extensions and Penalty Waivers

State Tax Relief

Emergency tax and fee relief is available from the California Department of Tax and Fee Administration (CDTFA), including possible extension of tax return due dates, relief of penalty and interest, and more.

Property Taxes

Property owners can request a Property Tax penalty waiver if delinquent payments were caused by COVID-19

City of Martinez Water Service

The City is temporarily waiving water bill delinquent penalties and deferring the water shut-off process until June 1st, 2021


Service disconnections for non-payments have been suspended and security deposits have been waived until further notice


Business customers can reschedule payments by logging in and clicking on “My Account” if they have been impacted by the Shelter-in-Place and need more time to pay their bills Directory of Restaurant, Retail, and Personal Care Businesses

Check out the City of Martinez website to view a Business Directory promoting the many incredible Restaurant, Retail, and Personal Care businesses within our City.

4Martinez Promotional Video

View the 4Martinez Promotional Video below, which paints a beautiful picture of the Martinez experience with the goal of attracting residents and visitors to the many incredible businesses within our City.

City of Martinez partners are also working to promote and support Martinez business during the Shelter-in-Place.  Visit their website or Facebook below.

City of Martinez

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Main Street Martinez

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Chamber of Commerce

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For questions about information on this webpage, please email our Economic Development department at